Ways to Increase The Participation of Commercial Banks in Poverty Reduction

This article examines the organizational and economic mechanisms for increasing the participation of commercial banks in poverty reduction. The study analyzes the role of commercial banks in providing credit, microfinance, expanding financial services, supporting entrepreneurship, and improving the financial literacy of the population as important instruments for reducing poverty. Particular attention is paid to expanding access to financial services for socially vulnerable groups, improving preferential lending mechanisms, financing small businesses and family entrepreneurship, and developing digital banking services. Based on the research findings, practical proposals and recommendations are developed to strengthen the participation of commercial banks in poverty reduction and to increase the economic activity and financial inclusion of the population.