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American Journal of Economics and Business Management 08 Jan 2026

Development of the Insurance Market of Uzbekistan Based on Financial Technologies (Insurtech): Prospects and Directions

Ikramova, Karomat Mirsaidovna
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. The article examines the prospects and key directions for the development of the insurance market of Uzbekistan based on the implementation of financial technologies (InsurTech). In the context of digital transformation of the financial sector, InsurTech solutions are considered an import…
American Journal of Economics and Business Management 08 Jan 2026

The Effect of Local Taxes on The Activities of Business Entities

Abdullaev, DSc Zafarjon Alijonovich
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. The aim of this paper is to analyse the influence of local taxes (primarily property tax) on the functioning of business entities. Local taxes represent substantial components of local budget revenues and have implications for firms’ investment, production and employment decisions/choices…
American Journal of Economics and Business Management 08 Jan 2026

Banks And Digital Platforms In International Trade: New Models Of Interaction

Mukhtorov, Boburmirzo Bakhodir Ugli
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. This article explores changes in international trade in the digital platform economy, especially as it relates to changing roles for banks and new types of interactions between financial institutions and platform ecosystems. Section 1 discusses the impact of digitalisation of trade proces…
American Journal of Economics and Business Management 08 Jan 2026

The Importance of The Transport System for The Development of The Tourism Sector of Samarkand

Khamroeva, Mukhayyo
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. sustainable development at tourist destinations in historic cities is crucial. This article analyses the role of Samarkand, one of Uzbekistan’s principal cultural and heritage tourist destinations in road transport system development. The research work is of great importance due to the re…
American Journal of Economics and Business Management 07 Jan 2026

Foreign Experience in the Development of the Service Sector under Economic Digitalization and Its Application in Uzbekistan

Baxtiyar Qizi , Maratova Mexribanu
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. Sustainable tourism has become a central focus of contemporary research as destinations seek to balance economic growth, social inclusion, and environmental conservation. This study explores how the diversification of tourist products and services contributes to sustainable tourism develo…
American Journal of Economics and Business Management 07 Jan 2026

National Innovation Systems in Leading Asian Economies: Policy Implications for Central Asia

Farrukh qizi, Malikha Azizova
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. High-technology innovation has become a critical driver of economic growth and national competitiveness in the modern global economy. Knowledge-intensive high-tech sectors — ranging from information and communication technology (ICT) and biotechnology to microelectronics and renewable ene…
American Journal of Economics and Business Management 06 Jan 2026

Exploring Blockchain Integration to Advance Government Accounting Systems

Hadi, Ali Abdulkareem
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. This study discusses the integration of blockchain technology into government accounting systems in Iraq, focusing on its impact on key performance indicators related to efficiency, transparency, and security. The core area of concern in this paper will be focused on certain key performan…
American Journal of Economics and Business Management 06 Jan 2026

Mechanisms for Improving the Quality of Service in Public Catering

Sardor ogli, Gafurov Sindor
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. This article highlights the main mechanisms for improving the quality of service in catering enterprises. In particular, special attention is paid to the issues of improving staff skills, meeting food quality and sanitary and hygienic requirements, studying customer needs, introducing mod…
American Journal of Economics and Business Management 05 Jan 2026

The Impact of Digital Management on the Effectiveness and Efficiency of Intellectual Capital in Educational Institutions Applied Research at Al-Imam Al-Kadhim University College for Islamic Sciences

Hamdan, Habib Farhan
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. The research aimed to identify the relationship between digital transformation, with its dimensions of technological infrastructure, legislation, policies, digital skills, and the availability of necessary funding, and intellectual capital, with its dimensions of human capital, organizati…
American Journal of Economics and Business Management 04 Jan 2026

The Integrative Role of the Incentive and Job Commitment System in Improving Institutional Performance among Employees of the Martyrs Foundation in AL-Diwaniyah Governorate

Jard , Mazin Talib; Jebur , Kareem Salman; Hasan , Haitham Mohammed
ISSN 2576-5973 Vol. 9 · No. 1 DOI
Abstrak. The purpose of the current research is to uncover the synergistic role of the Incentive system (INC) (Material incentives, Non-material incentives) and Job commitment (Emotional commitment, Standard commitment, Ongoing commitment) in improving Organizational performance (Employee satisfac…