Abstrak.
Small and medium-sized enterprises (SMEs) in Uzbekistan still depend largely on collateral-based bank credit, while the structure of the payment and financial market is changing quickly. This study examines whether recent ownership changes, institutional reforms and risk-sharing instrumen…
Abstrak.
Export-oriented textile producers in emerging economies are moving from yarn and fabric towards finished and own-brand goods. Each step up the value chain hands the firm marketing decisions that a lead buyer used to take. This paper asks how much a firm should adapt its marketing programm…
Abstrak.
Digital banking creates value only when employees can convert newly acquired knowledge into reliable work behavior and measurable operational outcomes. This study develops a reproducible framework for evaluating the transfer of digital skills training to job performance in commercial bank…
Abstrak.
This study examines contemporary approaches to the digitalization of management of small business development in the service sector of Kashkadarya Region. The relevance of the study is determined by the increasing role of digital technologies in enhancing the efficiency of managerial proc…
Abstrak.
Sustainability-focused university rankings differ from conventional league tables in one decisive respect: participation is voluntary and selective, so published results reflect institutional reporting behavior as much as institutional performance. This study examines how Uzbekistan’s hig…
Abstrak.
Uzbekistan received 10.3 million foreign visitors in the first nine months of 2026, 20.4% more than a year earlier, and earned USD 5.3 billion from tourism service exports, up 51.2% on the comparable period of 2025. Growth of this speed is good news, but it is also a warning: the country'…
Abstrak.
The fragility of desert ecosystems in arid regions dictates that desert tourism development must follow a sustainable path. This paper takes the Mutetar Desert Scenic Area in Jinghe County, Xinjiang, as an example. Based on field research and interview data, and employing thematic analysi…
Abstrak.
This paper investigates the strategic role of service sector diversification as an economic lever for mitigating interregional socioeconomic disparities. Regional development imbalances often stem from the excessive concentration of capital and human resources in metropolitan hubs, leavin…
Md Majedul Hasan; Muhammad Rahim; Naim Rahman Ifti; Muhammad Shayan Nafees
ISSN
2576-5973
Vol. 9
· No. 10
DOI
Abstrak.
Small companies are a critical component of the U.S. economy, providing jobs, innovations and economic growth. However, many small businesses suffer financial difficulties because they lack access to capital, are not operating efficiently and due to market fluctuations, they default on th…
Showive Hasan Shuvo; Jarin Nuran Rahman; Al Amin; Shoumya Hassan Shurovi
ISSN
2576-5973
Vol. 9
· No. 10
DOI
Abstrak.
The growing complexities of digital transactions and the rise in digital fraud pose a significant threat to financial transactions. In this research, a systematic review is presented on financial fraud detection using machine learning and graph-based methods. The survey discusses the rela…