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American Journal of Economics and Business Management 24 Mar 2026

Priority Directions and Economic Mechanisms of State Support for Enterprises Operating in The Service Sector

Axtam qizi, Mullayeva Mexrangiz
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. This article analyzes the priority directions and economic mechanisms of state support for enterprises operating in the service sector in the context of 2024–2025. The purpose of the present article is to analyse the dynamics of the service sector in terms of its share in gross domestic p…
American Journal of Economics and Business Management 24 Mar 2026

Development of A Mechanism for Selecting An Innovation Management Strategy in The Digitalization Process

Kalmuratov, Bakhtiyar
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. Currently, the level of digitalization of enterprises and organizations in our country varies greatly depending on their scale, industry characteristics, form of ownership, etc. It should be noted that one of the main reasons for the insufficiently rapid implementation of digital transfor…
American Journal of Economics and Business Management 25 Mar 2026

Entrepreneurial Activity and Bank Lending - Svar Approach, Case of Uzbekistan

Ismatov Davron Rakhmidjanovich
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. This study investigates the dynamic relationship between bank lending and entrepreneurial activity in Uzbekistan using a Structural Vector Autoregression (SVAR) approach based on quarterly data spanning from 2015 to 2024. The research examines how changes in loan volume, lending interest …
American Journal of Economics and Business Management 26 Mar 2026

Implementation of Innovative Methods of Using the Opportunities of Small Holding Forms in the Development of the Agricultural Sector

Anorkulov Dilshod Abdumalikovich
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. The article analyzes the possibilities of effective organization of small farms through innovative methods in the development of the agricultural sector. Small farms are important in terms of flexibility in agricultural production, optimal allocation of resources and a positive impact on …
American Journal of Economics and Business Management 25 Mar 2026

Issues of Effectively Organizing the Monitoring Processes of Bank Loans

Ergashevich, Mirsaliyev Erkin
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. This article is devoted to the issues of effective organization of monitoring processes for bank loans. The article first analyzes the bank lending system and its role in economic stability. The process of monitoring loans is considered as an important component of banking activities, and…
American Journal of Economics and Business Management 24 Mar 2026

Role and Importance of the Republic of Uzbekistan in Further Development of the Agricultural Sector

Saydaminovich, Umarov Omonilla
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. In the state, a comprehensive overview of reforms in the agrarian sector, the development of the agrarian sector, the history of registration in the agrarian sector, the agricultural account, the indicators of further development in the country, the national statistical committee, the agr…
American Journal of Economics and Business Management 24 Mar 2026

The Impact of Digital Services on Interest Rate Risk in Commercial Banks

Khakkulov Akbar Uralovich
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. The recent rapid growth of digital financial services, which have changed the underlying business models and balance sheets of commercial banks around the world pervasive with interest rate risk the most systemically relevant of bank exposures in bank-based financial systems. The accelera…
American Journal of Economics and Business Management 24 Mar 2026

The Impact of Applying IT Governance According to the COBIT Framework and Its Role in Enhancing the Effectiveness of the Internal Control System: An Analytical Study of a Sample of Companies Listed in the Iraq Stock Exchange

Jaafar, Zahraa Ali; Musa, Karar Asdkhan
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. The study mainly aims to identify the governance of information technology (COBIT) and determine whether there is a possibility to apply information technology governance according to the COBIT framework in companies listed on the Iraqi Stock Exchange and to find out the extent of its imp…
American Journal of Economics and Business Management 22 Mar 2026

Optimizing Medicaid Program Integrity: A Data Governance Framework for Detecting Collusive Fraud in New York’s in LHCSA and Social Adult Day Care Sectors

Islam, Nishat Margia; Gomes, Albert
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. The home and community-based services offered by Medicaid have been important in facilitating the elderly and disabled groups although the programs have been experiencing massive problems in regard to fraud, waste, and abuse. Fragmented data environments, intricate service delivery models…
American Journal of Economics and Business Management 19 Mar 2026

Development of Students’ Professional and Communication Skills as a Factor in Enhancing Their Competitiveness in the International Labor Market

qizi, Chakilova Madina Sayriddin
ISSN 2576-5973 Vol. 9 · No. 3 DOI
Abstrak. The modern international labor market requires not only specialists with solid technical knowledge, but also individuals with well-developed professional and communication skills. This article examines the role of the formation of these competencies in increasing students' competitiveness…