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This article investigates the theoretical and practical dimensions of forming and improving strategic management systems in non-bank financial institutions offering Islamic financial services. The study examines governance mechanisms grounded in Islamic finance principles, the optimizatio…
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This article analyzes the impact of value added created in production sectors on the development of the labor market based on economic theory and practical data. Value added is one of the important macroeconomic indicators determining the economic development of the country, and its growt…
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Commercial bank loans are essential for the development of the foreign economic activities of small businesses. Credit lines, as well as overdraft, factoring, and forfaiting facilities provided by commercial banks, play a significant role in this process. This article analyzes the practic…
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Travel prose occupies a distinctive place in Karakalpak literature as a literary form that combines documentary narration with artistic representation of geographical space, cultural memory, and personal experience. Although individual travel essays have attracted scholarly attention, the…
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Over the last decade, Nigeria has seen a dramatic surge in international migration driven by the “Japa Syndrome,” the mass exodus of skilled professionals and youth seeking better economic opportunities abroad. Diaspora remittances, while providing financial relief to households and incre…
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This study examined vulnerabilities and the threat of armed insurrection in the Niger Delta region of Nigeria. The study was motivated by the persistence of violent conflict, militancy, environmental degradation, and socio-economic deprivation within the region despite several government …
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The integration of Artificial Intelligence into English Language Learning has fundamentally transformed contemporary educational paradigms. This paper investigates the multi-faceted impact of AI-driven tools-ranging from Intelligent Tutoring Systems and Automated Writing Evaluation to lar…
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This article examines the role of value criteria in achieving communicative goals in different sociocultural contexts. Drawing on pragmalinguistic, sociolinguistic and axiological approaches, it analyses how values influence message perception, audience adaptation, trust building and prag…
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This article examines the development trends of the service sector in the economy of Uzbekistan and its diversification processes in close relation to employment. Based on official statistical data for the period 2020–2025, as well as reports from the World Bank and the International Labo…
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The article examines the development of small business in mahallas (neighborhoods) of Uzbekistan and the factors influencing it. A comparative analysis of scientific approaches to the socio-economic essence and significance of the concept of entrepreneurship is conducted. The dynamics of …